Cheltenham Mortgages Independent mortgage advice in Gloucestershire Financial Services Authority

Specialised Lending

Commercial Lending
We specialise in commercial mortgages for you and/or your business.

Adverse Mortgages
If you have experienced financial difficulty in the past or are unable to produce full proof of your income then you may find that the mainstream lenders are unable to help you. We have access to a wide range of lenders who specialise in this area of the market.

Buy to Let/Let to Buy
If you wish to buy a property to let out, or want to let your current property and buy a second one, we have a wide range of lenders who provide finance in this area. The Financial Services Authority does not regulate certain types of Buy to let mortgages.Your home may be repossessed if you do not keep up repayments on your mortgage.

Right to Buy
We have a range of lenders who specialise in this area.

Offset Mortgages
Combine the credit balances in your current/savings accounts with your outstanding mortgage balance. Although you will no longer receive interest on these balances you could potentially save thousands in interest and possibly pay your mortgage off early. Your home may be repossessed if you do not keep up repayments on your mortgage.

Secured Loans/Second Charge
If you wish to consolidate debts, undertake home improvements, or take the holiday of a lifetime, we have access to a wide range of lenders who will provide low cost loans secured against your property.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Buying Property Overseas
If you require finance to purchase a residential property overseas we have a range of lenders who specialise in this area.

Commercial Lending
Commercial loans may also be considered on a case-by-case basis.

NB Your home may be repossessed if you do not keep up repayments on your mortgage.Changes in the exchange rate may increase the sterling equivalent of your debt. The FinancialServices Authority does not regulate commercial finance